insurance

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• Providers to over 150 insurances
• PTPN Members
• Medicare Providers
• Workers Compensation
• Auto Loans
• Cash Pay

In California, Physical Therapists have direct access to treat patients who have been given a physician's diagnosis. Most insurance plans include physical therapy benefits. Many insurance companies require a physician's referral to deem treatment is medically necessary, and thus payable under the insurance plan. You may call to schedule at any time, and we will answer any of your questions.

We accept most insurances, and we are preferred providers contracted with PTPN. If we are not listed as a provider in your insurance booklet, please call our office, as the booklet may not be current and we are joining new plans all the time. In addition, many insurance plans offer out of network benefits so that you may have access to any provider. We will directly bill your insurance carrier for your treatment.

The cost of each appointment is determined by which treatments you require and receive.
We accept cash, check and/or most major credit cards as payment. 

If your physical therapy is not covered by your insurance, Tower PT still wants to see you! We have the option of cash pay services to accommodate our patients' needs.